Please contact us if you cannot find an answer to your question. (505) 306-3811
Mortgage Protection Insurance is an insurance plan designed to pay off all, or part of a home mortgage in the event of the death or disability of the homeowner. Most people don't ever consider the catastrophic consequences that can occur with the loss of income caused by an unexpected death or disability.
Final expense insurance is a permanent, whole life policy that typically has a smaller death benefit, but is easier to get approved for. Final expense insurance has a death benefit designed to cover expenses such as a funeral or memorial service, embalming and a casket, or cremation. However, your beneficiary may use the death benefit however they choose.
Yes...in the comfort and privacy of your home. We are now appointed with Ethos
An Indexed Universal Life policy is a permanent life policy that has potential above average cash value accumulation and also has Living Benefits. IUL's can be used for both Mortgage Protection and Final Expense, and are a great alternative for clients ages 18 - 70.
Private Mortgage Insurance protects your mortgage lender against loss if you are not able to meet your mortgage obligation. This is usually a "built in" cost included in your monthly mortgage payment. PMI does not protect you or your family...only your mortgage lender.
Mortgage Protection Insurance provides affordable life insurance coverage that pays a lump sum benefit to your loved ones in the event of an unexpected death or disability. With MPI, you can rest assured that your family will be taken care of when it matters most.
Living Benefits allow you access to a portion of your death benefit before you die. If you are diagnosed with a Chronic, Critical, or Terminal Illness, you have the ability to use a portion of your death benefit to help with unplanned, perhaps crushing expenses.
In most cases YES. With simplified underwriting, you don't have to take a medical exam or have a physical to qualify. Get the coverage you need with just a few basic health and lifestyle questions. We make everthing simple!